It's a good read. The book motivated me first part and last part. I started reading the book since last year, when i got to the middle, i got too lazy to finish it. it's very informative and the numbers can really motivate. overall, colayco making an effort to spread financial awareness definitely helps big time. it's just gonna be up to the reader if he'll absorb it. Savings/investments are just few of the safe options that one must take advantage, be a priority to rather than investing on things that won't prove worth later on. most of us don't take advantage of that opportunity because they lack awareness.